e-commerce & merchant accounts Statistics show that customers will spend an estimated 20% more online using their credit card than they would purchase with cash in-person. With our secure shopping cart and powerful catalog features, we can help you offer flexible payment methods to your customers.
What's the Difference Between E-commerce and a Merchant account? E-commerce simply means doing business online. Using a shopping cart and catalog, requesting donations, or being able to fill out an order form on a Website are all examples of e-commerce. You may have e-commerce on a Web site without equipping it with a merchant account. In such cases, a customer could fill out an order form, print it, and mail it in with their payment. A Merchant Account is the tool you use to accept payment online securely through the banking system. The customer's credit card or bank account gets charged by a merchant account provider through a financial gateway, and the money for the transaction is deposited directly into your bank account (less a small percentage in transaction fees).
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